Most employees are not saving enough for retirement and now the market has taken away much of the progress they made during the 90s. We live in a society where nothing is the individual’s fault, so who will they blame when they can’t retire? Fiduciary liability is an important issue for plan sponsors, and we can help.

• Sign on as fiduciaries to the plan.
• Assist with 404(c) compliance.
• Draft your investment policy statement (required by 404(c) )
• Provide thorough due diligence on your investment options. (required by 404(c) )
• Help communicate the results of our work to participants. (required by 404(c) )

Investment Philosophy

• Asset classes and investment styles come in and out of favor. Therefore it is important to have a well-balanced lineup containing funds from multiple asset classes.
• Analyzing funds compared to the appropriate peer group is essential to building a truly diversified lineup that will provide competitive returns in any market conditions.
• Fund selection based solely on returns will often lead to investments in risky funds that do not represent the core style of the asset category.
• Superior research is required to differentiate hot funds from funds that produce consistent long-term results.
• Risk management and appropriate portfolio construction are essential to achieve consistent returns.

Investment Process (Click a box for more information)