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  • Iron Capital Perspectives
  • June 15, 2023
  • Chuck Osborne

A Strange Year Thus Far

It has been a strange year in the market. The headlines all seem good with the most-followed broad stock market indices all headed up, but as I always say, it is what is happening underneath the surface that tells the real story. Spoiler alert: Those headline numbers have been skewed by a very small handful of stocks…


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  • Iron Capital Perspectives
  • May 24, 2023
  • Chuck Osborne

Disconnect

If one listens to the financial media pundits, then she would probably believe that there is always some legitimate reason for market behavior and that the market is always logical and correct. Unfortunately, that is nonsense. It is always frustrating when the market disconnects from reality, but this is precisely when opportunities are created.


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  • Iron Capital Perspectives
  • May 8, 2023
  • Chuck Osborne

Stop Talking

The real world remains a much better place than Wall Street wants to admit. This isn’t helping stocks at the moment, but it is what matters long term. It might help Mr. Powell if he read Proverbs 17:28 before having another press conference: “Even fools are thought wise if they keep silent, and discerning if they hold their tongues.”


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  • Iron Capital Perspectives
  • March 30, 2023
  • Chuck Osborne

To Roth, or not to Roth?

Our view that investors are better off in a traditional retirement plan than in a Roth was in the minority. Secure Act 2.0 should put an end to any doubt. However, the Roth is not without some benefits. Let’s take a look at the details and the drivers.


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  • Iron Capital Perspectives
  • March 14, 2023
  • Chuck Osborne

Created Equal?

These bank failures are all very risky endeavors and not indicative of any problem in the normal banking system. It is even more irresponsible than usual for the financial media to be stoking fear: We are not in a financial crisis, but we can be by the end of this week if everyone sells everything and hides the cash under their mattress.