Tag: independent investment advisor


  • Iron Capital Perspectives
  • May 14, 2026
  • APIA Communications

Episode 26 – You’ve Been Lied to About Target Date Funds

Let’s explore the hidden sophistication in your retirement plan’s “simplest” option. Chuck and Michael welcome special guest Andrew Jacobs van Merlen, Portfolio Manager for T. Rowe Price Target Date Strategies, for a conversation about the evolution of the $5.2 trillion target date retirement fund industry.


  • Iron Capital Perspectives
  • October 14, 2025
  • APIA Communications

Episode 23 – Gold Rush 2.0: Commodity Supercycle?

Chuck and Michael are joined by special guest Wasif Latif, Co-Founder, President & CIO of Sarmaya Partners. Chuck, Michael and Wasif discuss the current trends in commodities and how commodities move in supercycles. They explore investment strategies in commodities, focusing on gold markets, which coincidentally hit a record high the day they recorded this podcast.


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  • Iron Capital Perspectives
  • April 2, 2025
  • Chuck Osborne

What the Alabama-Duke basketball game teaches us about tariffs

We must reject theories that cannot be backed up by facts, but we must also reject facts that cannot be explained by any theory. It isn’t enough to just know the data; one must also know the why of the data. If one can’t figure out the why, then the data should be noted as a mere coincidence. Theory matters.


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  • Iron Capital Perspectives
  • March 5, 2025
  • Chuck Osborne

More for Less

Who wants to get more for less? I know what you are thinking: Who doesn’t want to get more for less? Evidently one answer is Peter Navarro, and any other economist who believes that a trade deficit is a bad thing. For those who are less familiar, Mr. Navarro is one of President Trump’s advisers…


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  • Iron Capital Perspectives
  • February 7, 2025
  • Chuck Osborne

The Master of Chaotic Flamboyance

Love him or hate him, but either way you have to admit Donald Trump has style. He doesn’t just build hotels; he builds hotels with his name plastered on them in huge gold letters. He has been this way his whole life, so he is not just going to quietly go about the business of rightsizing government…