• Wall Street is in the business of generating fees for Wall Street. Period. It’s not in the business of getting good investment results. You have to be separate from Wall Street to do that.

    Michael F. Price

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Chuck & Michael Talk Investing

The Iron Capital Podcast is now Chuck & Michael Talk Investing (March 2025).

Welcome to Chuck & Michael Talk Investing, a monthly podcast where hosts Chuck Osborne and Michael Smith talk about investing and all things related in a way you can understand. Each episode explores a new topic anchored in current events that demystifies money management and investing for retirement. Chuck and Michael Talk Investing is presented by AssuredPartners Investment Advisors (APIA).


  • Iron Capital Podcast
  • November 13, 2025
  • APIA Communications

Episode 24 – AI Speculation: Bubble or Boom?

Chuck and Michael delve into the intriguing world of market bubbles, exploring the signs, the psychological factors at play, and the lessons learned from past market dynamics. Are we in an AI bubble today, and what does that mean for investors?


  • Iron Capital Podcast
  • October 14, 2025
  • APIA Communications

Episode 23 – Gold Rush 2.0: Commodity Supercycle?

Chuck and Michael are joined by special guest Wasif Latif, Co-Founder, President & CIO of Sarmaya Partners. Chuck, Michael and Wasif discuss the current trends in commodities and how commodities move in supercycles. They explore investment strategies in commodities, focusing on gold markets, which coincidentally hit a record high the day they recorded this podcast.


  • Iron Capital Podcast
  • September 10, 2025
  • APIA

Episode 22 – Jobs Crisis: Navigating Economic Slowdown

In this episode, Michael Smith and Chuck Osborne delve into the pressing issue of job creation amidst an economic slowdown. They discuss the recent job reports, highlighting the challenges of not meeting the historical benchmark of 200,000 jobs per month. The conversation explores the impact of immigration changes, tariffs, and the broader economic implications. Tune…


  • Iron Capital Podcast
  • August 12, 2025
  • APIA

Episode 21 – Data Lies: Understanding Economic Truths

Knowledge is different than data. Chuck and Michael Smith discuss the complexities of data interpretation in economics, emphasizing the importance of understanding the context behind economic indicators. They explore the recent fluctuations in GDP and employment data, the impact of tariffs and trade deficits, and the nuances of job creation in relation to recession.


  • Iron Capital Podcast
  • July 17, 2025
  • APIA

Episode 20: In Defense of Freedom

In this episode, Chuck and Michael discuss the critical importance of liberty and economic freedom in the context of the current political landscape. Why is a money management podcast talking about freedom? They explore how freedom impacts markets, the misconceptions surrounding capitalism and socialism, and the critiques of capitalism as critiques of freedom. The conversation…

  • The Iron Capital Podcast
    The Iron Capital Podcast
    Episode 24 - AI Speculation: Bubble or Boom?
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    In this episode, hosts Chuck Osborne and Michael Smith delve into the intriguing world of market bubbles, drawing parallels between the late 90s tech boom and today’s AI-driven market. They explore the signs of a bubble, the psychological factors at play, and the lessons learned from past market dynamics. With insights into current valuations and the real-world implications of speculative investing, this discussion offers a comprehensive look at whether we’re in an AI bubble and what it means for investors today. Let’s explore.

    Please watch, listen, like, subscribe, and share.

    Click here to watch on our YouTube channel.

    ~Episode 24 – AI Speculation: Bubble or Boom?

  • The Iron Capital Podcast
    The Iron Capital Podcast
    Episode 23 - Gold Rush 2.0: Commodity Supercycle?
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    In this episode, Chuck and Michael are joined by special guest Wasif Latif, who is Co-Founder, President & CIO of Sarmaya Partners. Chuck, Michael and Wasif discuss the current trends in commodities and how commodities move in supercycles. They explore investment strategies in commodities, focusing on gold markets, which coincidentally hit a record high – topping $4000 for the first time – the day they recorded this podcast.

    Please watch, listen, like, subscribe, and share.

    Click here to watch on our YouTube channel.

    Recorded October 7, 2025

    ~Episode 23 – Gold Rush 2.0: Commodity Supercycle?

  • The Iron Capital Podcast
    The Iron Capital Podcast
    Episode 22 - Jobs Crisis: Navigating Economic Slowdown
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    In this episode, Michael Smith and Chuck Osborne delve into the pressing issue of job creation amidst an economic slowdown. They discuss the recent job reports, highlighting the challenges of not meeting the historical benchmark of 200,000 jobs per month. The conversation explores the impact of immigration changes, tariffs, and the broader economic implications. Tune in to understand the complexities of the current job market and what it means for the future of the economy.

    Please watch, listen, like, subscribe, and share.

    Click here to watch on our YouTube channel.

    © 2025 AssuredPartners Investment Advisors, LLC dba Iron Capital Advisors

    ~Episode 22 – Jobs Crisis: Navigating Economic Slowdown

  • The Iron Capital Podcast
    The Iron Capital Podcast
    Episode 21 - Data Lies: Understanding Economic Truths
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    Understanding Economic Data Beyond the Numbers


    Knowledge is different than data. Chuck and Michael Smith discuss the complexities of data interpretation in economics, emphasizing the importance of understanding the context behind economic indicators. They explore the recent fluctuations in GDP and employment data, the impact of tariffs and trade deficits, and the nuances of job creation in relation to recession. The conversation highlights the dangers of relying solely on data without considering the broader economic landscape and current events, and the potential misinterpretations that can arise. 

    Please watch, listen, like, subscribe, and share.

    Click here to watch on YouTube:

    © 2025 AssuredPartners Investment Advisors, LLC dba Iron Capital Advisors

    ~Episode 21 – Data Lies: Understanding Economic Truths

  • The Iron Capital Podcast
    The Iron Capital Podcast
    Episode 20: In Defense of Freedom
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    In this episode, Chuck and Michael discuss the critical importance of liberty and economic freedom in the context of the current political landscape. Why is a money management podcast talking about freedom? They explore how freedom impacts markets, the misconceptions surrounding capitalism and socialism, and the critiques of capitalism as critiques of freedom. The conversation delves into the housing crisis, healthcare costs, and education expenses, highlighting how government intervention has distorted these markets. They conclude by emphasizing the importance of understanding the true nature of economic freedom. Let’s explore.

    Please watch, listen, like, subscribe, and share.

    Click Here to view on YouTube.

    © 2025 AssuredPartners Investment Advisors, LLC dba Iron Capital Advisors

    ~Episode 20: In Defense of Freedom