• Wall Street is in the business of generating fees for Wall Street. Period. It’s not in the business of getting good investment results. You have to be separate from Wall Street to do that.

    Michael F. Price

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Chuck & Michael Talk Investing

The Iron Capital Podcast is now Chuck & Michael Talk Investing (March 2025).

Welcome to Chuck & Michael Talk Investing, a monthly podcast where hosts Chuck Osborne and Michael Smith talk about investing and all things related in a way you can understand. Each episode explores a new topic anchored in current events that demystifies money management and investing for retirement. Chuck and Michael Talk Investing is presented by AssuredPartners Investment Advisors (APIA).


  • Iron Capital Podcast
  • July 31, 2024
  • Iron Capital Advisors

Episode 13: DIY Investing – Debt: Evil or Useful?

Dave Ramsey says there is no such thing as good debt. Is he wrong? Chuck and Michael explore the pros and cons and whether debt ever has its place as a useful tool. This episode is Part 3 in our DIY Investing series, breaking down the steps one must take to get started with investing.


  • Iron Capital Podcast
  • June 19, 2024
  • Iron Capital Advisors

Episode 12 – DIY Investing: Savings

Step #2 in getting started in investing is saving. Chuck and Michael discuss the importance of an emergency fund…because stuff happens. Fifty-six percent of American’s can’t handle a $1,000 emergency without debt. Let’s explore.


  • Iron Capital Podcast
  • May 31, 2024
  • Iron Capital Advisors

Episode 11 – DIY Investing: Budgeting

Welcome to our new series on DIY Investing. How do you get started with investing? First: Do you know where your money is going? Step one is living within your means so you actually have money to invest, and that means budgeting, which is easier said than done. Let’s explore.


  • Iron Capital Podcast
  • March 26, 2024
  • Iron Capital Advisors

Episode 10: Indexing Is (Still) Evil

What are the downsides to indexing? Why is indexing not actually passive? Inspired by recently published articles on the topic, Chuck and Michael revisit a discussion of indexing, covered in our Q4 2010 Quarterly Report newsletter. Let’s explore.


  • Iron Capital Podcast
  • February 27, 2024
  • Iron Capital Advisors

Episode 9: The 4% Rule – Gospel or Garbage?

How much money can you really withdraw in retirement? Let’s explore.