• Wall Street is in the business of generating fees for Wall Street. Period. It’s not in the business of getting good investment results. You have to be separate from Wall Street to do that.

    Michael F. Price

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Chuck & Michael Talk Investing

The Iron Capital Podcast is now Chuck & Michael Talk Investing (March 2025).

Welcome to Chuck & Michael Talk Investing, a monthly podcast where hosts Chuck Osborne and Michael Smith talk about investing and all things related in a way you can understand. Each episode explores a new topic anchored in current events that demystifies money management and investing for retirement. Chuck and Michael Talk Investing is presented by AssuredPartners Investment Advisors (APIA).


  • Iron Capital Podcast
  • March 26, 2024
  • Iron Capital Advisors

Episode 10: Indexing Is (Still) Evil

What are the downsides to indexing? Why is indexing not actually passive? Inspired by recently published articles on the topic, Chuck and Michael revisit a discussion of indexing, covered in our Q4 2010 Quarterly Report newsletter. Let’s explore.


  • Iron Capital Podcast
  • February 27, 2024
  • Iron Capital Advisors

Episode 9: The 4% Rule – Gospel or Garbage?

How much money can you really withdraw in retirement? Let’s explore.


  • Iron Capital Podcast
  • January 22, 2024
  • Iron Capital Advisors

Episode 8: ETFs vs. Mutual Funds

Are ETFs better for the investor, or for Wall Street?

“Wall Street is in the business of generating fees for Wall Street. Period. It’s not in the business of getting good investment results. You have to be separate from Wall Street to do that.” ~ Michael F. Price


  • Iron Capital Podcast
  • November 17, 2023
  • Iron Capital Advisors

Episode 7: Creating Investment Plans

You ask, we answer: A YouTube viewer asked how we go about putting an investment plan together for a client. Chuck and Michael discuss the process, and the difference between an investment plan and a financial plan. Let’s explore.


  • Iron Capital Podcast
  • October 31, 2023
  • Iron Capital Advisors

Episode 6: Can We Explain It Simply?

Einstein is credited with saying that if you truly understand something, you can explain it simply. So we’re taking on a challenge: Can Chuck explain investing to two seventh-graders? Let’s find out.

  • Chuck & Michael Talk Investing
    Chuck & Michael Talk Investing
    Episode 10: Indexing Is (Still) Evil
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    What are the downsides to indexing? Why is indexing not actually passive? Inspired by recently published articles on the topic, Chuck and Michael revisit a discussion of indexing, covered in our Q4 2010 Quarterly Report newsletter. Let’s explore.

    YouTube – Click here to watch the video version.

    WSJ: Why We Risk a Cartoon Version of Capitalism – https://www.wsj.com/finance/investing/why-we-risk-a-cartoon-version-of-capitalism-83d8e7d4?reflink=desktopwebshare_permalink

    MFS: Indexing Dilutes Capitalism – https://www.mfs.com/content/dam/mfs-enterprise/mfscom/insights/2024/February/pdfs/mfse_fly_2561157.pdf

    The Quarterly Report, Q4 2010: Indexing Is Evil! – https://ironcapitaladvisors.com/quarterly/indexing-is-evil/

    ~Episode 10: Indexing Is (Still) Evil

  • Chuck & Michael Talk Investing
    Chuck & Michael Talk Investing
    Episode 9: The 4% Rule - Gospel or Garbage?
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    How much money can you really withdraw in retirement? Let’s explore.

    YouTube – Click here to watch the video version.

    ~Episode 9: The 4% Rule – Gospel or Garbage?

  • Chuck & Michael Talk Investing
    Chuck & Michael Talk Investing
    Episode 8: ETFs vs. Mutual Funds
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    YouTube – Click here to watch the video version.

    Are ETFs better for the investor, or for Wall Street?

    “Wall Street is in the business of generating fees for Wall Street. Period. It’s not in the business of getting good investment results. You have to be separate from Wall Street to do that.” ~ Michael F. Price

    Chuck and Michael explore the evolution of products from mutual funds to ETFs and what this means for the investor.

    ~Episode 8: ETFs vs. Mutual Funds

  • Chuck & Michael Talk Investing
    Chuck & Michael Talk Investing
    Episode 7: Creating Investment Plans
    Loading
    /

    YouTube – Click here to watch the video version.

    You ask, we answer: A YouTube viewer asked how we go about putting an investment plan together for a client. Chuck and Michael discuss the process, and the difference between an investment plan and a financial plan. Let’s explore.

    ~Episode 7: Creating Investment Plans

  • Chuck & Michael Talk Investing
    Chuck & Michael Talk Investing
    Episode 6: Can We Explain It Simply?
    Loading
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    YouTube – Click here to watch the video version.

    Einstein is credited with saying that if you truly understand something, you can explain it simply. So we’re taking on a challenge: Can Chuck explain investing to two seventh-graders? Let’s find out. Featuring special guests Arden Huffman and Mary Frost Osborne, both age 13 and seventh-grade students at Atlanta Classical Academy.

    ~Episode 6: Can We Explain It Simply?